HDFC bank provides different types of credit cards to their customers. It also provides online banking facility from which you can pay your bills, check accounts, view statements, transfer money, and many more. Online banking is a safe and secure way of banking. HDFC bank Ltd. is a commercial bank of India. The official website of HDFC bank is www.hdfcbank.com. In this article, you can get the information about HDFC card and process of Login to HDFCBank.com for Credit Card Bill Payment. You can easily login at the website by entering your user id and password for online banking.

HDFC bank was founded in August 1994. It was incorporated after the Reserve Bank of India permitted to start private sector banks. In 528 cities, it has 1,412 branches and over 3,295 ATMs in India. The bank had total assets of INR 1006.82 billion, as of September 30, 2008. For the fiscal year 2008-09, net profit of Rs.2, 244.9 crore has been reported by the bank, 41% up from the previous fiscal. They provide three types of banking personal banking, NRI banking, and wholesale banking.

HDFC credit cards: The credit cards of HDFC helps you to meet your financial needs. They provide different types of credit cards like Classic card, Special benefit card, Premium cards, Commercial cards, etc. The cards of HDFC and features of it are given below:

HDFC Silver Credit Card

• Add on cards- Get up to 3 add-on cards
• Zero liability on lost card
• Widely accepted
• All-purpose credit card
• Earn while you spend

HDFC Bank Value plus Credit Card

• Interest Free Credit Period
• Balance Transfer Option
• Lost Card Liability
• Value plus Cash back- Anytime Anywhere - 5% cash back on all retail spends
• Cash Advance
• Revolving credit facility

HDFC Health plus Credit Card

• Interest Free Credit Period
• Add-on Cards - Get up to 2 supplementary cards
• Zero liability on lost card
• Third Party Administrator (TPA) - changed to TTK Healthcare services
• Cashless Mediclaim
• Extra protection for your family - Add-on Float Cover
• Cash Advance
• Revolving credit facility

HDFC Gold Credit Card

• Greater reward points
• Rewards points redemption
• Worldwide acceptance
• Free Add-on card
• Up to 5% cash back on air ticketing and train ticketing
• Discounts on hotel tariff
• Special offers from HDFC Bank

HDFC Titanium Credit Card

• Insurance benefits
• Balance Transfer facility
• Lost card liability
• Worldwide Concierge Services
• Accelerated two-tier reward points
• Zero petrol surcharge

HDFC Women's Gold Credit Card

• Wide choice of redemption
• Worldwide acceptance
• 5% cash back on your monthly household purchases
• 5% cash back on mobile bill payments through smartpay
• Accelerated rewards program

HDFC Platinum plus Credit Card

• 0% Fuel surcharge
• Balance Transfer - enjoy an interest-free period of 3 whole months on the transferred amount
• Utility bills through your credit card
• Discounts at over 28,000 hotels and resorts worldwide
• 5% Cash back on Airline Bookings through HRG-SITA
• Worldwide Concierge Services
• Accelerated Rewards Program - earn as you spend

HDFC Corporate Card

• Corporate Benefits
• Smart Data online Reports
• My rewards
• Fabulous Discounts all over the world
• It comes with a unique 24x7
• ONLINE, powered by MasterCard International
• Petrol Surcharge Waiver
• Protection through Insurance

HDFC Bank Gold Business Credit Card

• Interest free credit facility
• Zero liability on lost card
• Higher Credit Limits
• Attractive Business Savings
• Revolving credit facility
• Cash at your fingertips

HDFC Bank World MasterCard Credit Card

• World Rewards
• World Benefits
• World Luxury
• World Travel
• World Holidays
• World Concierge
• World Assurance -Rs. 1.5 Crore comprehensive travel cover

HDFC Idea Silver Credit Card

• Usage Bonus -You get 1% of the annual cumulative Idea bill amount as a bonus! Just like that
• Free Talk Time - Enjoy free talk time worth Rs.125 after you pay your first Idea post paid bill through this card
• Mobile Insurance - Free mobile handset insurance worth Rs.10, 000
• Train and airline booking
• Repaying loyalty with interest
• Cash at your fingertips
• Privilege pricing on loans
• Loan discount offered
• Protecting you through insurance
• Value Added Services (VAS)

HDFC Visa Signature Credit Card

• Signature Rewards
• Signature Assurance
• Signature Benefits
• Signature Holidays
• Signature Concierge
• Signature Golf
• Signature Access

HDFC Bank Corporate Platinum Credit Card

• Helps in integrating with the existing accounting systems
• Helps in minimizing paperwork and simplifying reconciliation and compliance tasks

Smart Data online Reports

• Card programme analysis including transaction totals, ATM usage, etc.
• Spending Analysis by category
• Expense reports
• Cost allocation details & summary
• Merchant summary & details
• Account management for detailed transaction information at employee level

Cardholder Benefits

1. Protection through Insurance: Accident insurance covers up to 25 lacs on air travel and 3 lacs on rail travel.
2. Privileges: Access to Clipper Lounges across India (Domestic and International Lounges).

• 24x7 online MIS availability
• 60 MIS reports for better informed business decisions
• Streamlines accounting procedures by consolidating transaction data from around the world

HDFC Bank Purchase Card

Key Features

• Authority is granted by the bank to designated employees of corporates for official purchases through the card.
• Customizable product - The Purchase card can be restricted at * The Merchant Category Code (MCC) level * The HDFC Bank's EDC terminal / Payment Gateway level.
• The Purchase card can be issued in the name of an Individual / Corporate.

Business Benefits

1. Reduces transaction processing time, cost of high volume and low value transactions for the Corporate.
2. Streamlines the payment process and enables account management control.
3. Reduces the cost of goods by consolidating the supplier base and negotiating more favorable pricing from preferred suppliers.
4. Minimizes risks associated with fraud, forgery and theft through a secure, totally mechanized card program.
5. Provides online expense management solutions - minimizing paperwork and simplifying reconciliation.

• Eliminates the delay and cost of traditional purchase transactions
• Enables effective control to track and manage spending
• Automates purchase process for easy account management

NetSafe: NetSafe is a unique online payment solution. Shopping on the Internet netsafe offers you complete security. You can now shop online through a virtual credit card with the help of NetSafe, without revealing your actual HDFC Bank Credit Card number.

Key benefits:

• Your HDFC Bank credit / debit card number is never used on the merchant website.
• You can use it on any merchant website that accepts Master Card / VISA payment cards.
• The NetSafe card you create is a one time use card.
• All purchases you make with NetSafe Cards will appear on your statement, just like any other transaction.
• It ensures a completely safe and secure online shopping experience.
• You can set your own limit for the NetSafe cards you generate.

3 Steps to NetSafe

Step 1: One time Registration: Accept terms and conditions.
Step 2: Your first NetSafe card: Enter your visa credit or debit card details.
Step 3: Shopping with NetSafe: Enter your personal details and create your own login id and password. You can use your NetSafe card to make purchases online in 2 ways

• Copy the NetSafe Card Number as the Card Number required in the payment screen of your shopping site.
• Download the Plug-In during the Registration process.

If you want to get more information about NetSafe then click here.

How to pay online bills?

HDFC provides you an instant online payment solution for making your bill payments on HDFC Bank website.

If you have received the bill from your biller; then now make the payment in 3 simple steps.

• Step 1: Select biller location.
• Step 2: Select biller and provide bill details.
• Step 3: Authorize payment from your Visa or MasterCard HDFC Bank Credit Card.

Source: http://www.hdfcbank.com/personal/cards/credit_landing.htm

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