Fia World point is credit rewards program sponsored by FIA Card Services Net Access for Bank of America credit cardholders. The cardholders can get point only for your card and shopping. WorldPoints Rewards Program offers rewards advantages for individual or small business that is profitable for them among with personal and small business credit cards and also many other things that you will discover from the online store. To redeem WorldPoints rewards, you require selecting one reward category from merchandise, gift cards, cash, travel, ultimate access, and charities that best suits to you. 

WorldPoints rewards credit card customers are directly registered in the WorldPoints rewards program with out additional cost. Each Cardholder, joint Cardholder and authorized users can get: car rental and hotel rewards in the U.S.; U.S. and worldwide air travel rewards; cruise related rewards; a variety of specially selected travel rewards; merchandise, gift card or gift certificate rewards, or cash rewards; as full payment for goods or services available through them, the WorldPoints Redemption Center or the MyConcierge service.

At www.fiacardservices.com/worldpoints, the entire selection of Rewards is displayed online. Independent third parties obtain travel, merchandise and gift card/certificate rewards. From the terms of your Credit Card Agreement, the program rules are separate and that program rules may be changed from time to time. Only primary cardholders and authorized users may redeem their earned points.

As gifts, the cardholders can use WorldPoints reward cards for their friends and family or themselves. When you get the minimum number of points, you will get a gift card for restaurants, hotels, electronics, office supplies, groceries and more as well as discounted air and cruise travel through Fia Card Services World point.

For example, if you get 25,000 points, then you can get to a destination within the 48 U.S. continental states without additional cost. You can also get cash rebates, merchandise, car and hotel rentals and more. The elements include the World Point Mall, My Concierge, Ultimate Access, Bill Pay and Easy Ways to Earn World Point Rewards that enclose shows up of the program.

As well as rewards, you can also get bonus point offers such as 10 times the points for shopping at the World Points Mall. For a week access, emergency cash, emergency card replacement, ATM Access, cash advance checks and balance transfers, instant credit line increase, credit line up to $250,000, year end summary and fraud protection, you can call on toll free 24 hr-7 days.

How FIA WorldPoints Rewards Program works?

To take part in the program, you have to defend a Card that is open and has charging benefits and be an individual, but corporations, partnerships or other entities are not eligible.

The rewards point can be earned through new net retail purchase transaction level like purchase less credits, returns and adjustments. The card is charged during each periodic billing cycle by the Participant. For each Net Purchase dollar, you will earn one point that points are calculated at each transaction, and rounded to the close whole Point which is subject to verification. Points ensued during any Billing Cycle in which the account is two cycles or better past due at the end of the Billing Cycle that will be not rewarded.

If you are new customers, then your accrual of Points may begin on your enrollment date means on this day they mail the Card and the Credit Card Agreement to you. But, if you are an existing credit card customer and your account is enrolled for the Program, then you may not earn Points till the first day of the Billing Cycle that starts after you receive the Card.

Your earned points will be revealed on Billing Cycle statement. Your points are not eligible for using till they have been shown on a Statement. Unless exclusively authorized by the sponsors, Points cannot be moved between any credit card accounts issued. The Points and Rewards may not be shared with any other individual, including airline frequent flier, hotel frequent guest or other travel-related or membership reward charge or credit card programs.

You may also purchase additional Points in 1,000-Point increment by calling to the WorldPoints Redemption Center. You could purchase up to 10,000 Points per billing cycle, a fee may apply for points. You can know about Point expiration through the reward rules.

For travel rewards, merchandise, gift card rewards, or cash rewards, visit its website, www.fiacardservices.com/worldpoints, otherwise you may call to WorldPoints Redemption Center at 1.800.433.5662.

From your Points balance, redeemed Points are deducted as of the date you request a Reward. Travel rewards, gift card/certificate rewards and MyConcierge rewards are fully redeemed once issued. Your unused Points are instantly and irreversibly forfeited.

Benefits of WorldPoints Rewards:

• Distinctive Travel Services
• Convenience and Financial Power
• Cash advance checks
• Emergency cash
• Emergency card replacement
• Balance transfer
• Year-end summary of charges
• Enhanced fraud protection
• Fraudulent charge protection
• ATM Access (Cirrus Network) Visa and MasterCard only
• Instant credit line increase

Categories of Rewards:

Travel Rewards:

FlexAir Rewards: The FlexAir Rewards start from 15,000 Points. You must get FlexAir Rewards by redeeming Points.

Basic Air Rewards:

• Points and corresponding MDV for coach-class Basic Air Rewards:
  • From 48 continental states of the U.S.: 25,000/$470 for Visa Signature accounts or 25,000/$400 for World MasterCard accounts;
  • From 48 states to Canada, Mexico, Puerto Rico: 35,000/$600; from the 48 states to Alaska, Hawaii, the Bahamas, Bermuda or the Caribbean: 45,000/$600; from the 48 states to Europe: 60,000/$800;
  • From the 48 states to Central or South America, Asia, Africa or the South Pacific: 85,000/$1,150.
• Points and corresponding MDV for first- or business-class air rewards:
  • From the 48 states: 100,000/$1,500; 135,000/$2,000; 200,000/$3,000; 265,000/$4,000; 335,000/$5,000.

Auto Rental and Hotel Rewards:

All reservations and payments related information for WorldPoints auto rental rewards and hotel statement credit rewards must be created via the WorldPoints Redemption Center. So selected hotel and resort reservations are available at participating U.S. locations and may be ready online at the website or through the WorldPoints Redemption Center.

Statement Credit Rewards:

For every 5,000 Points, you will obtain an eligible car rental or hotel statement credit reward or you will receive a $50 credit in the direction of the cost of the rental of any available vehicle or towards the cost of the hotels.

Prepaid Rewards:

Prepaid hotel and resort rewards are redeemed online, so go to website or through the WorldPoints Redemption Center. Prepaid rewards start at 5,000 Points. You may be necessary to present a credit card at check-in to cover miscellaneous charges.

Cruise-Related Rewards:

You will receive a $250 discount on the cost of your shipboard cabin accommodations by redeeming 25,000 Points. And when you redeem 10,000 Points, you will obtain $100 of shipboard credit you request.

Special Travel Rewards:

Cardholders may obtain chance to use their Points for selecting travel rewards that is not limited for cruise and vacation package arrangements.

Merchandise and Gift Certificate Rewards:

Redeem Points for merchandise, gift cards or certificate selections at the website or through the WorldPoints Redemption Center. The Merchandise selection of items and the number of Points needed to get them may change at any time. The selection includes hundreds of items from some of the finest names in electronics, home furnishings and sporting equipments. For Gift Certificate Rewards, redeem as little as 3,500 points to your favorite places. The most of stock items send in 48 business hours from receipt of your order. The cardholder can get more idea about Merchandise and Gift Certificate Rewards from the website.

Cash Rewards:

You require redeeming Points that starts at 2,500 points for a variety of cash rewards either at the website or by telephoning to WorldPoints Redemption Center. A cash reward shall be issued for a U.S. dollar sum in check or an electronic deposit to a checking or savings account of your selection. There is no limit in the amount of cash you can earn.

Charitable Donations:

You can redeem your points for the charity of your preference either at the website or by telephoning the WorldPoints Redemption Center. If you choose to have funds directed to charitable organizations that time, then consult your tax advisor.

MyConcierge Rewards:

For MyConcierge rewards, redeem your Points for goods and services through the MyConcierge service. MyConcierge rewards includes many customized services like dining arrangements and reservations, gifts and personal shopping, your ticket source for sporting events, concerts and shows, unique transportation, and more.

Source: www.fiacardservices.com/worldpoints

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